Pricing

Simple and transparent pricing

Choose a plan that works for you. No hidden fees. No surprises.

Perfect for credit beginners

Report monthly rent payments to all 3 credit bureaus

Bank connection via Plaid (secure + automatic)

AI Credit Coach (Lite) — personalized tips

Monthly score updates & rent tracking dashboard

Everything in Starter

Report rent + up to 3 bills (utilities, phone, internet, insurance)

Full AI Credit Coach with score simulator and insights

Progress tracker & milestones ("700 Club", "On-Time Streak")

Back-report up to 12 months of past rent (optional add-on)

Maximum credit growth

Everything in Plus

Report subscriptions (Netflix, Spotify, insurance, etc.)

Priority credit reporting (instant API updates)

AI Smart Alerts ("You can gain +28 points by adding this bill.")

Referral rewards — invite a friend, get 1 month free

Advanced score simulator with predictive analytics

Frequently Asked Questions

Here are some of the most common questions we get asked. If you have a question that isn't answered here, feel free to reach out to us.