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Build Credit Effortlessly

Build yourcredit score

Transform your rent, utilities, and everyday bills into a powerful credit history. No loans. No debt. No catch.

Sarah
Mike
Emma
James
Lisa
10,000+ usersBuilding credit daily
Mobile banking and credit building

Score increased

+45 pts

Bills reported

12 bills

How It Works

Three simple steps

01

Connect Your Bank

Securely link your checking account in under 2 minutes.

02

We Find Your Bills

We automatically detect your rent, utilities, and bills.

03

Your Score Grows

We report to TransUnion monthly. Your credit builds.

Credit building process

Meet Link

Your credit building companion

Link is here to guide you through your credit journey. From connecting your bank to reporting your payments, we make building credit simple and stress-free.

Automatic payment detection
Real-time credit reporting
24/7 progress tracking
Credit building for everyone
Who It's For

Built for people like you

Whether you're starting fresh or rebuilding, we help you build credit.

Renters

Your biggest payment should count. Now it does.

New to Credit

No history? Start building from day one.

Rebuilding

Move forward without loans. No debt required.

New to U.S.

Build American credit from scratch.

01
Build While You Sleep

Build While You Sleep

Your rent and bills work for you 24/7.

02
Zero Risk to You

Zero Risk to You

No loans, no debt, just positive history.

03
See Progress Monthly

See Progress Monthly

Track your credit growth every 30 days.

04
Bank-Grade Security

Bank-Grade Security

256-bit encryption protects your data.

Why CreditLink

Simple, safe, effective

Build credit the smart way. No gimmicks, no hidden catches.

No credit check required

We never pull your credit. Signing up won't affect your score.

No loans or debt

We don't lend money. Just report the payments you already make.

Automatic monthly reporting

We report to TransUnion every month. You don't have to do anything.

Bank-level security

256-bit encryption protects your data. Same security banks use.

CreditLink features

Pricing

Simple, honest pricing

No hidden fees. No contracts. Cancel anytime.

FAQ

Questions? Answers.

Start Your Journey

Ready to build your credit?

Join thousands using their everyday payments to build credit. No credit card required.

Cancel anytime. No credit check.